Bandhan Bank Personal Loan - Eligibility & Documentation

Anyone who owns a small and medium enterprise be it an individual, a partnership firm, or even proprietorship are eligible for this loan.

The age requirement for application should be a minimum of 23 years of age during the application, and must not be over 60 years of age when the loan has reached its maturity.

The individual who is applying for the loan must be in the line of business for a minimum of 2 years at least.

Subject to the bank’s discretion, new entrepreneurs will also be considered for this loan.

Any non-individual or proprietorship who wishes to apply for this loan should have a successful track record of at least 2 years in the same line of business.

Documentation

The completely filled application form.

All the KYC or know your customer documents such ID proof, address proof, etc. will have to be given to the bank.

All financial related documents for the last 2 years of the enterprises existence will need to be provided.

A Performa invoice copy will also need to be provided.

3 passport photographs of the applicant be it an Individual Borrower, Director or Partner applicant will need to be submitted to the bank.

If a guarantor is required, 2 passport photographs of the guarantor will also need to be submitted.

All ownership documents of the enterprise will have to be provided to the bank.

Related documents such partnership deed, memorandum of association, and articles of association must also be provided to the bank at the time of application.

The bank can request for further information and documentation as well which the applicant will need to provide.

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