Andhra Bank Personal Loan - Fees and Charges

Bandhan Bank Home Loan, Two wheeler loans, Loan against Property, Loan against term deposit starts its operations with 501 Branches, loan book of Rs 10,500 crore and savings accounts totaling 14.3 lakh.

The organization has a network of 2,022 branches spread across 22 Indian states and Union territories, serviced by over 15,000 employees. As on 31 March, 2015, BFSL had a loan book of around ₹ 9,524 crore and an impressive repayment rate of over 99%.

The 2,022 BFSL branches are being converted into door step service centre for Bandhan Bank which started with 501 branches and 50 ATMs on day one. It will have 632 branches and 150 ATMs across 27 states by the end of fiscal year 2015-16. Its total staff strength is around 19,500.

Bandhan Bank Marginal Cost of funds based Lending Rates (MCLR) February 2017

Tenor

MCLR

Overnight

10.26%

1 Month

10.27%

3 Month

10.28%

6 Month

10.29%

1 Year

10.52%

Base Rate of Bandhan Bank – 12.00%

Saving Interest Rates – 4.25% for deposit below Rs.1 lakh

Saving Interest Rates – 5.00% for deposit Above Rs.1 lakh

Fixed Deposit Interest Rates – 7.70 % for general & 8.20% for Senior Citizens, for 1 Year Maturity.

No

Loan Product

Loan Amount

Tenure

Rate of Interest

1

Suchana(Micro Loan)

1,000 – 15,000

Subsequent increase upto 10,000

12 months

22.40 %

2

Srishti(Micro Enterprise Loan)

16,000 – 50,000

Subsequent increase upto 10,000. Loan does not exceed 35,000- in the first cycle

24 months

22.40 %

3

Samriddhi(Micro Small and Medium Enterprise Loan)

51,000 – 5,00,000

12/18/24 months

22.40%

4

Suraksha(Micro Health Loan)

1,000 – 10,000

12 months

12.00%

5

Susikhsha (Micro Education Loan)

1,000 – 10,000

12 months

12.00%

6

Fisheries

10,000 – 1,00,000

12/24 months

22.40%

Future Plans of Bandhan Bank

632 Branches and 250 ATM’s by the end of this financial year.

Presence in 27 States

>MONTHLY STATUS 2017

States & Union Territories- 22

Branches – 2,022

Borrowers – 67,17,331

Staff – 13,067

Loan disbursed for the month – 1,601 crores

Loan outstanding – 10,242 crores

Bandhan Bank Home Loan

AVAILABLE HOME LOAN SERVICES

Purchase of new / resale residential property

Self -Construction on own land

Repair and renovation Loan

Top up loan

Balance transfer loan

Extension of property loan

Base Interest Rate – 10.52%

PROCESSING FEES – 1% of the Loan Amount plus taxes as applicable / Minimum ₹ 5000/- plus taxes as applicable

Loan Types

Personal Loan

Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.

Read More
Home Loan

Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.

Read More
Loan Against Property

A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.

Read More
Business Loan

Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.

Read More
About LoanMoney

LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Feel free to contact us at info@loanmoney.in or +91-8130 222 111 for Transparent and Fastest Processing of Loan.

Why LoanMoney?
# Secured and unsecured Fundings
# Over 21 bank and other financial institutions.
# CORPORATE Direct Associates of All MNC, Pvt Banks, NBFC.
# Personal Loans, Loan Against Property, Home Loans, Business Loans
# Team of expert CA , Ex Bankers, Field Support

LoanMoney deals in ..
# Home loans - Residential/ Commercial/ Industrial - Purchase /Reconstruction / Plots
# Loan Against Property - Residential / Commercial / Industrial
# Business Loans - Unsecured Overdraft / Term Loan / Against Credit Card Swipe
# Personal Loan - Against Salary /Professional Receipts Doctor/ CA/Engg
# Working Capital for SME - Overdraft/ Cash Credit / Term Loan /Export Funding/ Non Funded
# Machinery / Equipment Loans - Medical/ Construction/ Vehicles
# Educational/ Hospital Institutions Loans to Trust/ Society

Contact Now
 
Loan Application
Like/Follow LoanMoney on Facebook Follow LoanMoney on Twitter Read LoanMoney Blog Follow LoanMoney on LinkedIn Follow LoanMoney on Google Plus Watch LoanMoney Videos on Youtube