DCB Bank Limited Personal Loan - Fees and Charges

Schedule Charges & Fees:

Charges

Home Loans

Loan Processing charges

Upto 2% of the loan amount, subject to a minimum of Rs.5,000/-, which would be payable at the time of loan application (by way of a cheque / PO / DD), balance would be payable prior to disbursement.

Annual Maintenance Charges (PayLessHome Operative Account)

Upto 1% of outstanding loan amount as on 31st March every year (Loan account Closing balance as per loan account statement). This will be an annual charge which will be normally debited from your PayLess Home Operative account during the following quarter.

The annual charge would be debited if the excess fund deposited in the PayLess Home Operative Account exceeds 30% (on an average basis for the preceding financial year) of the  loan outstanding as per the actual loan account statement as on 31st March every year.

Prepayment (Foreclosure) Charges

NIL where the loan is linked to fully floating rate of interest and has completed 12 months from the date of full disbursement.

Prepayment/foreclosure is allowed after 12 months of full disbursement. In case of prepayment/ foreclosure of home loan, no prepayment / foreclosure charges will be levied on floating rate loans. However, prepayment / foreclosure charges of 2% (plus applicable service tax) on principal outstanding will be levied in case of all other loans.

Part Prepayment Charges

No part-prepayment permitted in the first 6 months from the date of full disbursement.

No part-prepayment and reduction of EMI permitted in PayLess Home Loan facility.

CORP Bank Personal Loan Interest Rates 2017

For Others

13.75%

Where both, the salary is routed & undertaking letter is available.

12.75%

CORP SHUBHA VIVAH

12.75%

Minimum Loan

10000

Maximum Loan

2.50 Lakh

Repayment Tenure

36 Months for salaried, 60 months for self employed.

Loan Types

Personal Loan

Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.

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Home Loan

Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.

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Loan Against Property

A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.

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Business Loan

Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.

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