Deutsche Bank Personal Loan - Fees and Charges

Schedule of Charges
w.e.f. September 01, 2016


Fees and Charges

Personal Loans

 Processing fees

 Up to 3% of the loan amount

 Default interest rate

 24% per annum

 Loan prepayment penalties

Prepayment is allowed only after 6 months from the date of disbursal

  • No part payment is allowed throughout the loan tenure
  • 5% of the principal outstanding at the time of loan closure

 Personal Credit Report Issuance charges (CIBIL report)

 Rs. 50/-

 Duplicate statement issuance charges 

 Rs. 500/-

 Unsuccessful execution of standing Instruction or ECS for payment / cheque bounce charges

 Rs. 500/-

 Repayment instruction swap charges (ECS / NACH)

 Rs. 500/-

 No dues certificates

 Free

 Service tax payable on fees and charges

 As applicable

 Stamp duty charges

 Depending on local regulations

 Annual accountant statement charges

 Free


  • Disbursement of the loan is at sole discretion of the Bank.
  • Schedule of charge is subject to review by the Bank from time to time.
  • All fees and charges mentioned above will attract Service Tax / Education Cess at applicable rates.

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