DHFL Loan Against Property - Eligibility & Documentation

Charge Type

Charges

Delayed EMI Payment Interest ( per month of delay, every month)

As stated under additional interest charge*

Collection of Cheque/Cash (per collection)

NA

Cheque /ECS dishonoured Charges (per dishonour of cheque/ECS per presentation)

Rs. 30/-

Swap Charges- for replacement of Post-dated cheques to ECS (per instance)

Rs. 500/-

Swap Charges- for replacement of ECS to ECS (per instance)

Rs. 500/-

Loan Cancellation charges (loan cancelled before first EMI)

Rs. 5000/-

Document Retrieval Charges/copy of Property/Loan Agreement papers /List of Documents

NA

Duplicate NOC/ NOC Revalidation

NA

Processing Fees

An amount not exceeding Three (3) per cent of the Loan Amount sanctioned

Foreclosure Charges
 


Foreclosure Charges

Loan Against Property

Within 6 months from the Agreement Date

5.00%

Within 7 months to 12 months from the Agreement Date

5.00%

Within 13 months to 24 months from the Agreement Date

5.00%

Within 25 months to 60 months from the Agreement Date

4.00%

Within 61 months to 84 months from the Agreement Date

3.00%

After 84 months from the Agreement Date

3.00%

Part Pre-Payment Charges
 
The part payments in loan against property in Fullerton India is allowed only once in a financial year. The charges levied depend on the months post sanction of loan. The charges are as
 

Months post Disbursal of loan

Loan Against Property

0-24 months

5.00%

25-60 months

4.00%

61 and above months

3.00%

DHFL Loan Against Property in Delhi NCR through LoanMoney

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In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.

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Personal Loan is an unsecured loan given to borrower against his Income and credit...

 

 

 

 

Quick and Easy Home loan, a secured mortgage loan for your home / house needs careful...

 

A loan against property (LAP) is a good alternative if you need capital. Your property...

 

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