DHFL Loan Against Property - Eligibility & Documentation

Charge Type


Delayed EMI Payment Interest ( per month of delay, every month)

As stated under additional interest charge*

Collection of Cheque/Cash (per collection)


Cheque /ECS dishonoured Charges (per dishonour of cheque/ECS per presentation)

Rs. 30/-

Swap Charges- for replacement of Post-dated cheques to ECS (per instance)

Rs. 500/-

Swap Charges- for replacement of ECS to ECS (per instance)

Rs. 500/-

Loan Cancellation charges (loan cancelled before first EMI)

Rs. 5000/-

Document Retrieval Charges/copy of Property/Loan Agreement papers /List of Documents


Duplicate NOC/ NOC Revalidation


Processing Fees

An amount not exceeding Three (3) per cent of the Loan Amount sanctioned

Foreclosure Charges

Foreclosure Charges

Loan Against Property

Within 6 months from the Agreement Date


Within 7 months to 12 months from the Agreement Date


Within 13 months to 24 months from the Agreement Date


Within 25 months to 60 months from the Agreement Date


Within 61 months to 84 months from the Agreement Date


After 84 months from the Agreement Date


Part Pre-Payment Charges
The part payments in loan against property in Fullerton India is allowed only once in a financial year. The charges levied depend on the months post sanction of loan. The charges are as

Months post Disbursal of loan

Loan Against Property

0-24 months


25-60 months


61 and above months


DHFL Loan Against Property in Delhi NCR through LoanMoney

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In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.

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