HDFC Limited Home Loan - Eligibility & Documentation

HDFC offers specially designed home loans for:

  • Agriculturists
  • Planters
  • Horticulturists
  • Dairy Farmers

Loans available for:

  • Construction of houses on residential plots
  • Purchase of a new house
  • Renovation & Extension of existing house

Rural Housing Finance Features

Special Home Loan Scheme for Agriculturists:

  • Loans for farmers to buy or construct houses/apartments in several of cities and towns of their choice.
  • Home loans in residential areas of Villages
  • Loan eligibility on the basis of agricultural land owned and the kind of corps being cultivated by farmers.
  • No mortgage of agricultural land required for the purpose of home loans.
  • No mandatory requirement of Income Tax Returns from farmers applying for home loans.

Rural Housing Finance for Salaried & Self Employed:

  • Home Loans for Government & Private Sector Employees for rural properties in residential areas.
  • Home Loans for Businessmen, Traders etc. who are filing Income Tax Returns for the last three years for properties in rural residential areas.
  • Home Loans for NRIs also in rural residential areas.




Salaried Customers

Businessmen - Professionals

Application form with photograph

Application form with photograph

Application form with photograph

Identity and Residence Proof

Identity and Residence Proof

Identity and Residence Proof

Last 6 months bank statements

Last 6 months bank statements

Last 6 months bank statements

Processing fee cheque

Processing fee cheque

Processing fee cheque

Income Documents

Copies of Title Documents of Agricultural Land depicting Land holding

Latest Salary Slip

Education Qualifications Certificate and Proof of business

Copies of Title Documents of Agricultural Land depicting crops being cultivated

Form 16

Business Profile and Last 3 years Income Tax returns (self and business)

Statement of last 2 years of loans availed


Last 3 years Profit /Loss and Balance Sheet

Disclaimer: This is an indicative list only. Additional documents may be asked for on a case-to-case basis.
* The house/property should be within area of operations of HDFC Ltd offices.
** All Home Loans from HDFC Ltd. Credit at sole discretion of HDFC Ltd.

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