HSBC Bank Home Loan - Features & Benefits

Your dream home, a reality - Loan requirement - Loans ranging from Rs. 3 lakhs1 upto Rs. 10 crore1

Property types -  Loans are available to Resident Indians and Non-Resident Indians (NRIs) for ready properties, select under construction properties approved by HSBC, purchase of plot of land, self-construction and home improvement. NRI applicants must have a local co-applicant or a local contact person.

Loan tenure - Loans are available for tenures upto 20 years and for salaried customers up to 25 years.

Interest rate - We, The Hongkong and Shanghai Banking Corporation Limited, India (HSBC/the Bank) offer Home Loans at floating rate of interest. From time to time we also offer fixed rate for Home Loans for specific loan tenures. For details, if fixed rate special offering is available, the offering features and the applicable terms and conditions reach out to your Relationship Manager or visit the nearest HSBC branch. Click here to know existing rate of interest.

Fees & Charges4

Processing fee -
A total of 1% of the loan amount sanctioned or Rs. 10,000, whichever is higher, will be applicable as Processing Fee (plus service tax plus applicable cess). The fee is collected in two parts: Rs. 5,000 + Service Tax + applicable cess is to be paid upfront along with the loan application and the balance Processing Fee amount + Service Tax + applicable cess is to be paid before disbursal of the loan. Processing Fee paid is non-refundable.

HSBC Bank Home Loan in Delhi NCR through LoanMoney

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