ICICI Bank Loan Against Property - Fees and Charges

Loan processing fee: These charges are levied at the rate of 0.50% to 1% of the loan amount or Rs. 1,500, whichever is higher. However, for cities like /Mumbai, Delhi and Bangalore, the limit is set as 0.50% to 1% of the loan amount or Rs. 2,000, whichever is higher. The mentioned rates are exclusive of service tax and surcharges. Service tax and other surcharges, as applicable will be levied over and above these charges. These are non-refundable charges.



Prepayment Charges: 4% of the outstanding amount.

Charges for changing from fixed rate of interest to Floating Rate of interest: The bank charges an interest of 1.75% on principal outstanding amount.

Charges for changing from Floating Rate of interest to Fixed Rate of interest: The bank charges an interest of 1.50% on principal outstanding amount.

Cheque Swapping Charges: This charge stands at Rs. 500 per transaction.

Document Retrieval Charges: The bank charges Rs. 500 for document retrieval.

Cheque Bounce Charges: If an applicant issues an EMI cheque with insufficient funds in his A/C, the bank levies a cheque return charge of Rs. 200.

Provisional/Final income tax certificate: The bank issues this certificate at no charges.

NOC/No due certificate: The charge for obtaining a NOC is NIL.

Agreement Copy: The charge for obtaining an agreement copy is NIL.

ICICI Bank Loan Against Property in Delhi NCR through LoanMoney

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