IDBI Bank Personal Loan - Frequently Asked Questions

How much interest is charged by IDBI Bank on personal loan?

IDBI personal loan interest rates today are 13.20% to 13.75%.

What is the lowest EMI per lakh on IDBI Bank personal loan?

If you apply for a personal loan from IDBI Bank, your lowest EMI per lakh will be Rs. 2,286.

What is the minimum and maximum tenure of IDBI Bank personal loan?

You can repay your personal loan from IDBI Bank in a flexible period of minimum 12 months to maximum 60 months.

How much personal loan amount I can borrow from IDBI Bank?

IDBI Bank offers you personal loan if you need a minimum amount of Rs. 50,000 to a maximum amount of Rs. 1,000,000.

How much processing fee is charged by IDBI Bank on personal loan?

IDBI Bank charges a processing fee of 1% with applicable service tax.

Is age an eligibility factor to get personal loan from IDBI Bank?

Yes, age is an important eligibility factor to get IDBI Bank personal loan as you should be at least 22 years old at loan approval time and 60 years old at loan maturity time.

Are there any prepayment charges on IDBI Bank personal loan?

You can take personal loan from IDBI Bank with Prepayment charges vary by year: 2nd year - 4%; 3rd year - 3%, after 3 years - 2%.

Can I add my spouse's income while applying for personal loan from IDBI Bank?

You can combine your income with the income of your spouse to increase your loan eligibility and to get higher loan amount.

IDBI bank Personal Loan in Delhi/NCR through LoanMoney

Apply for Personal Loan, Home Loan, Business Loan & Loan Against Property in Delhi & NCR through LoanMoney

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Personal Loan in Delhi/NCR through LoanMoney

Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.

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