IDFC Bank Personal Loan - Eligibility & Documentation

Loan Eligibility in IDFC Bank Personal Loan Personal loan information

The applicants minimum income should be Rs.22,000/- per month

Valid KYC (Know Your Customer) Documents

The applicant should need to provide income documents.

The applicants age must be between 25 years to 60 years

The applicants should have at least 2 years of experience.

An applicant should have resident telephone

The applicants CIBIL score should be more than 650 points.

Documentation required for IDFC Bank Personal Loan Personal loan information

Two types of documents are required one is KYC (Know your customer) and financial documents:

KYC Documents

1 Photo Identity Proof

Pan Card


Driving License

2 Residence Address Proof

Electricity Bill

Ration Card


3 Pan Card

4 Passport size Photograph


Income Documents required for IDFC Bank Personal Loan (Salaried Individual)

Latest 3 months salary slips

Latest 3 months bank statements

Two Passport size Photograph

List of Documents for Self Employed Individuals

KYC Documents (Proof Identity, Address Proof and DOB Proof etc )

Proof of Address (Utility bill (Not more than 3 months old), Passport) Any one.

Income Proof (Audited Financials for the last 2 years)

Last 6 month Bank Statement

Office Address Proof

Proof of Continuity Business

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