Indiabulls Home Loan - Eligibility & Documentation

The Indiabulls Housing Finance Limited home loan offers one of the highest Loans to value (LTV) ratio in Indian market. For loan amount up to 30 lakhs, Indiabulls offer loan amount up to 90% of the market value of the property. For loan amount above 30 lakhs and up to 75 lakhs, a maximum of 80% of the property value is offered as loan amount. This includes the cost of the land as well.
The tenor is offered as maximum of 30 years subject to the retirement age of the borrower.
Customers can apply for an Indiabulls Housing Finance Limited home loan either singly or jointly known as co-applicant. Co-applicants could be either spouse, parents, son or daughter or even siblings. Having a co-applicant in Indiabulls Housing Finance Limited home loan allows a higher loan eligibility amount and mitigates the risk of any default payment.
Floating interest rate makes the Indiabulls Housing Finance Limited home loan more striking. This ensures that customer shall reap all the benefit if the benchmark interest rate changes in future depending on prevailing market conditions. This however don’t apply on the loan disbursal amount. Any change in the interest rate shall impact only the interest component in the EMI amount.
Customer may apply for an Indiabulls home loan even before they have selected the property.
State of the art online facility and other value add services makes the Indiabulls Housing Finance Limited home loan process more transparent and viable
Online access to check eligibility, calculate EMI and tax benefit.


  • Signed application form with photograph
  • ID and residence proof
  • Processing fee cheque
  • Last 6 months bank statements

Documentation for salaried applicants:

  • Last 3 months salary-slips
  • Form 16 or Income Tax Returns

6. Documentation for self-employed applicants:

  • Education qualification certificate & proof of business existence
  • Last 3 years Income Tax Returns with computation of Income
  • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

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