Indiabulls Home Loan - Frequently Asked Questions

What type of property can be purchased with the Indiabulls Home Loan?

  • Purchase of flats, apartments, independent house, bungalow etc.
  • Property that is part of an existing owner’s association or co-operative housing society.
  • Residential plots, constructing a new house, buying a plot and then building a house.
  • Extending your current home by adding rooms, floors, etc.
  • Renovation and/or repair of the current residential property.

What are the applicable processing fees charged prior to loan disbursement?

Loan Amount.

Applicable Processing Fee.

Upto Rs.28 lakhs


From Rs.28 lakhs to Rs.50 lakhs

Maximum 0.50% of the loan amount

Above Rs.50 lakhs

Upto 0.50% to 1.00% of the loan amount

Who must I choose as co-applicant(s) for the loan?

  • Any immediate family member (must be related by blood).
  • Spouse, Children

Remember that the co-applicants need not necessarily be co-owners.
What is the maximum available repayment tenure?
The maximum repayment tenure is 30 years. However, the term is limited to the applicant attaining the age of 65 years or the accepted retirement age, whichever comes first.
Name the various formats of home loans extended by Indiabulls?
Home loans are offered when the applicant needs the same for the following conditions-

  • To purchase a brand new house
  • To buy a residential plot and then construct a house
  • When applicant transfers his/her balance from another lender to Indiabulls
  • Loans against existing property
  • Loans for builders against existing properties

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