Indian Overseas Bank Personal Loan - Fees and Charges

Service Charges – Advances Related (Processing Charges)
For Fund Based Limits
1. Fund Based – Working Capital (including Adhoc Limit) & Short Term Loans (repayable within one year) (i) Priority / (ii) Non-Priority Sector and (iii) MSME (Above Rs.5 lacs) at the time of initial processing, each renewal and adhoc increase

Amount of Loan / Limit CHARGES (Rs.)

Amount of Loan / Limit CHARGES (Rs.)

 

All Branches

Upto Rs. 25,000/

 Nil

Above Rs. 25,000/- Upto Rs. 2,00,000/-

Rs.525

Above Rs. 2,00,000/-

Rs.395 per lac or Part thereof

2) For Term Loans (Standalone Term Loans as well as Term Loans sanctioned with other facilities) & Liqui-rent Loans under CRE

Amount of Loan/Limit CHARGES (Rs.)

Amount of Loan/Limit CHARGES (Rs.)

 

All Branches

Upto Rs. 25,000/

 Nil

Above Rs. 25,000/- Upto Rs. 2 lacs

1.01%

Above Rs. 2 lacs to Rs.5 lacs

1.05%

Above Rs.5 lacs to Rs.5 crores

 1.10%

Above Rs.5 crores

Rs.5.48 lacs + 0.88% above Rs.5 crores

MSME Advances (Above Rs.5 lacs

 0.88%

 
Loan Application
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