IndusInd Bank Personal Loan - Fees and Charges

Description

Charge

Induslnd Personal loan Interest rate

23% p.a

Processing charge

Upto 2.5% of the loan amount inclusive of tax

Prepayment charge

For salaried its 4% after 12 months EMI clearance.
For self employed its 4% after 12 months EMI clearance.

ECS/ SI  dishonor charge

Rs 450/- plus tax

Cheque/ ECS/ SI swapping

Rs 500/-- plus tax

Duplicate statement charge

Rs 250/- plus tax

Duplicate No Due Certificate

Rs 250/- plus tax

Duplicate Amortization Schedule

Rs 250/- plus tax

Loan cancellation charges

Rs 1000/- plus tax per event.

Loan Re-booking/ Rescheduling charge

Rs 1000/- plus tax per event.

Penal charge

Rs 150/- plus tax, Per EMI delay beyond 5 days.

Charges for photocopy of Agreement / Documents

Rs 250/- plus tax

Legal charge

As per Actual

CIBIL Report

Rs 50/- per instance plus tax

Stamp Duty

As applicable as per the current state laws.

Loan Types

Personal Loan

Personal loans are taken primarily for fulfilling your personal aspirations such as vacation, a perfect wedding, home renovation or a much desired gadget. In addition to being relatively easy to apply for, personal loans are unsecured loans which means that you don't need any collateral to take this loan. They are one of the simplest form of loans with customer-friendly repayment terms.

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Home Loan

Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.

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Loan Against Property

A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.

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Business Loan

Running a business is not easy. You have to constantly think of ways and means to keep it going and growing. As a part of the growth plan, you require financing for expanding operations or to buy new equipment or inventory or simply increase the working capital. To help you with your financing needs we offer Business Loans that will help your business grow.

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LoanMoney deals in ..
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