Kotak Mahindra Bank Personal Loan - Fees and Charges

The interest rates offered by Kotak Mahindra Bank on home loans are as follows:

Loan Amount

Rate of Interest

Up to Rs.30 lakh

Up to 14.5%

Rs.30 lakh to Rs.40 lakh

Up to 14.5%

Rs.50 lakh to Rs.100 lakh

Up to 14.5%

Above Rs.100 lakh

Up to 14.5%

Kotak Mahindra Bank MCLR Rate for Home Loans:
Effective June 1st 2016, Kotak Mahindra Bank set its Marginal Cost of Funds Based Lending Rate (MCLR) at 9.55% for home loans with tenures of one year. These rates are applicable to all rupee loans and credit limits that have been sanctioned and renewed by the bank respectively from April 1, 2016.
The MCLR set by Kotak Mahindra Bank as on August 1, 2016, are as follows:

Loan Tenor




1 month


3 months


6 months


1 year


2 years


3 years


Loan Application
Like/Follow LoanMoney on Facebook Follow LoanMoney on Twitter Read LoanMoney Blog Follow LoanMoney on LinkedIn Follow LoanMoney on Google Plus Watch LoanMoney Videos on Youtube