Oriental Bank of Commerce Personal Loan - Eligibility & Documentation

Eligibility

Permanent and regular employee in Centre / State Govt. Deptt. And other institutions like Universities, Schools / College, PSUs, reputed hospitals, and well established corporate. Professionals and doctors shall also be eligible for loan

Minimum 3 years of service, including service with the previous employer(s), if any.

The net monthly salary should not be less then Rs 6,000/-.

Documentation

Loan application Form-cum-process note LF-2/Passport size photograph of applicant and co-applicant, ID Proof i.e. copy of valid passport / driving license / pan card/ voter ID card /Copy of bank account statement for last 6 months, Saving account.. In case of bank take over, copy of home loan account statement for the entire period shall be obtained/Also a certificate from the lending institution giving pre-closure amount./Affidavit as per Format. Title clearance report from advocate and valuation report from architect on Bank’s panel along with all required   Documents/papers relating to title deeds of property be submitted

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