Punjab National Bank Loan Against Property - Eligibility & Documentation

ELIGIBILITY CRITERIA

  • You should either be a salaried employee or a self-employed professional/ non-professional.
  • Your age should not be more than 60 years if you are a salaried employee and not more than 65 years if you are a self-employed professional/ non-professional, at the time of loan maturity.

DOCUMENTS REQUIRED


Salaried Employees

Self Employed/Professionals

Duly filled Application Form with Photograph

Duly filled Application Form with Photograph

Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)

Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)

Education Qualifications – Latest Degree

Education Qualifications – Latest Degree (for professionals)

Latest Salary-slips for 3 months

Certificate & Proof of business existence along with Business Profile

Form 16 for last 2 years

Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant

Last 6 months Bank Statements(salary account)

Last 12 months Bank Account Statements (self & business)

Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’

Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’

Photocopy of Title Documents of the Property, Approved Plan

Photocopy of Title Documents of the Property, Approved Plan etc.

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