Capital Home Loan - Eligibility & Documentation

KYC Docs

Identity Proof - Passport / PAN card / Voter’s Identity Card / Driving License / Identity card with applicant's Photograph issued by Government, Aadhar Card.

Address Proof - Passport / PAN card / Voter’s Card / Driving License / Latest Utility bill (electricity, telephone, postpaid mobile phone, piped gas, water bill) / Property Tax receipt / Bank or Post Office savings bank account statement / Letter of allotment of accommodation issued OR Leave and license agreements issued by Government to the employee.

Signature Proof - Driving licence / Passport / PAN Card / Bankers Verification / Registered Sale deed / Government Employee ID card

  • Documents required for Salaried
  • 3 Months Salary Slip for Salaried or Salary Certificate
  • Copy of last 2 years Form 16 or IT Retrurn.
  • Bank Statement for the last 6 months of the salary account.
  • Appointment /Confirmation letter if current job tenure is less than 1 yr.
  • Documents required for Self Employed
  • Partnership Deed in Case of Partnership Firm; MOA/AOA in case of Company.
  • Copy of IT Return, Computation of Income, CA certified Balance Sheet and Profit & Loss Account, all for the last 2 years.
  • Bank Statement for the last 6 months of the Business accounts
  • Office Address proof.
  • Tax audit report of individual partnership & company
  • Latest Share Holding Pattern Attested by CA/CS in Case of Company.
  • VAT/ Sales Tax Returns
  • List of directors attested by CA/CS in case of Company.
  • Sanction letter for working capital Limits & term loans with SOA.
  • Copy of Degree Certificate in case of Professional.
  • Other General Documents for Salaried and Self Employed
  • Repayment Track Record for 1 year for existing loan.
  • NOC of loan closed within 1 year.
  • Bank debits for all current loans appearing in CIBIL report but not appearing in Bank statements submitted.
  • Duly filled up and signed Application Form and MID.
  • Processing Fee cheque.

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Home Extension Loan is useful when you want to add more space to your existing home. We make it easy for you to extend your existing residential property as per your requirements. You often renovate your home to suit your changing needs. This loan can be used to carry out repairs / improvements within your existing owned residential properties.

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A sudden requirement of funds is an unavoidable circumstance of business or personal life. Whether a personal necessity (hospitalization, child's marriage) or a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments.
In this context, it is pertinent to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinizing the validity of the said property and its current market value.

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LaonMoney is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Feel free to contact us at or +91-8130 222 111 for Transparent and Fastest Processing of Loan.

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