Tata Capital Personal Loan - Eligibility & Documentation

Eligibility Criteria for Salaried Individuals


Segment
  • MNC
  • Public Ltd.
  • Co/Large Pvt. Ltd.
  • State Govt. /Central Govt.
  • PSU

Age

Between 21-58 Years

Job Continuity

Should have a job and worked with the current employer for at least 1 year

Minimum Income

Rs.20,000 per month

Minimum Loan Amount

Rs.75,000

Maximum Loan Amount

Rs.15,00,000

Tenure

12-60 Months

Documents Required

  1. Identity Proof: Voters ID /Passport/Driving License
  2. Address Proof: Ration Card/Electricity Bill/Rental Agreement/ Passport.
  3. Bank Statement for the last 3 Months
  4. Latest Form 16
  5. Most Recent Salary Slip or current dated Salary Certificate

Eligibility Criteria for Self Employed Individuals and Self-Employed Professionals:


Parameters

Self Employed Professionals

Self Employed Individuals

Age

25-65 Years

25-65 Years

Business Continuity

Min. 3 years in the same business and city

Min. 3 years in the same business and city

Minimum Income

Rs.2,00,000 per year

Rs.2,00,000 per year

Minimum Loan Amount

Rs.75,000

Rs.75,000

Maximum Loan Amount

Rs.15,00,000

Rs.15,00,000

Tenure

12-48 Months

12-48 Months

Documents Required

  1. Identity Proof: Voters ID /Passport/Driving License
  2. Address Proof: Ration Card/Electricity Bill/Rental Agreement/Trade License/Sales Tax Certificate.
  3. Banks Statement for the last 6 months
  4. Highest Professional Degree
  5. Latest Income Tax Return(ITR)
  1. Identity Proof: Voters ID /Passport/Driving License
  2. Address Proof: Ration Card/Electricity Bill/Rental Agreement/Trade License/Sales Tax Certificate.
  3. Banks Statement for the last 6 months
  4. Latest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit& Loss(P&L) for the last 2 years certified by a CA.
  5. Proof of Continuation: Trade License/Sales Tax Certificate/Establishment.

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